Senior Manager

4 days ago


Hong Kong Island, Hong Kong SAR China ALL-STAR AGENCY Full time

Job Overview:

ALL-STAR AGENCY is an international corporate bank seeking to hire a VP Credit Analyst, Credit Risk Department to review and approve large corporate credit applications and maintain a healthy and high credit portfolio for the bank.

Key Responsibilities:

  • Review, assess, and provide sound recommendations on credit applications for large corporates, syndication loans, and structured finance.
  • Perform grading applications, self-assessment, monitoring, asset disposal, prepared by Corporate Banking.
  • Stay up-to-date with creditworthiness of clients, including market situations, and provide advice to related departments on proper credit-related actions.
  • Prepare credit recommendation memos and seek approval from senior approvers.
  • Conduct credit risk analysis on existing customers, as well as industry or market research and analysis to ensure the bank's asset portfolio is in good shape.
  • Highlight potential credit risks of customers and provide comments and recommendations to management.
  • Prepare credit monitoring reports, such as early warning signs, covenants, and fund usage.

Requirements:

  • University graduate in Finance, Economics, Risk Management, or related disciplines.
  • 6 years' solid credit experience in large corporate banking.
  • Sound knowledge of various corporate lending products.
  • Knowledge of structured finance, syndication, non-recourse, and specialized finance.
  • Knowledge of Greater China, mainly in PRC and Hong Kong, and credit risk management in the Greater China market.
  • Independent, attentive to details, good analytical and problem-solving skills.
  • Capability to discuss and guide front offices from early stages of deals to make appropriate credit decisions.
  • Strong analytical, communication, and interpersonal skills with good command of both spoken and written English and Chinese.


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