Senior Credit Control Specialist
4 weeks ago
We are seeking a highly skilled and experienced Senior Credit Control Specialist to join our Risk Management Group (RMG) at DBS Bank (Hong Kong) Limited. As a key member of our team, you will play a critical role in ensuring the effective management of risk and the delivery of strong financial performance.
Key Responsibilities- Assist the team head in supervising the team to ensure efficient, effective, and accurate execution of credit documentation and condition precedent checking services.
- Develop and continuously review, streamline, and improve the efficiency of daily operations, reducing processing turnaround time and maintaining high-quality work delivered.
- Review and update the operations manual to ensure it reflects changes in processes and guidelines over time.
- Support business growth and deliver credit control functions to strengthen the second line of defense in compliance with various policies and guidelines.
- Manage key initiatives and projects for new products and systems to enhance the working environment and operating procedures.
- Communicate clearly and effectively with staff members on any changes in policies and guidelines related to internal control standards and external statutory regulations.
- Lead the team in participating in UAT on various system enhancements and other Fintech or GenAI initiatives.
- Provide mentorship, coaching, and upskilling to team members with a change mindset.
- Manage staff resources effectively, reviewing, appraising, and rewarding staff according to their performance to reduce staff turnover.
- Manage working relationships with internal stakeholders and external service providers.
- As a senior checker, review and approve complex facility documents validated by the first checker, ensuring conditions precedent are fulfilled before facility activation, and proper follow-up of necessary conditions subsequent items within the approved period.
- Degree holder (or equivalent) in Finance or a business-related discipline and a minimum of 8 years of relevant experience in credit control functions.
- Good knowledge of credit products, including trade, treasury, and loan products.
- Good knowledge of various types of credit and loan documentation across different industries and products.
- Good knowledge of credit and/or regulatory requirements.
- Good management skills to effectively monitor daily works and assure service lead time is met.
- Good management skills, ability to lead the team by coaching, guiding, and motivating team members.
- Good English communication and writing proficiency.
- Basic understanding of data structure, system infrastructure, and application functionalities, including upstream/downstream implications.
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognizes your achievements.
We regret only shortlisted candidates will be notified.
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