Personal Credit Approvals Specialist

4 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank of Communications Co.,Ltd. Full time

Job Summary:

  • The Credit Risk Manager will be responsible for facilitating new and renewal credit applications for corporate and SME customers.
  • The ideal candidate will have excellent analytical skills to evaluate customer risk profiles and provide independent recommendations.
  • This role requires strong knowledge of Bank's internal policies and procedures to ensure compliance.
  • You will be responsible for performing credit risk related management reports and monitoring Large Exposures and Risk Concentrations.
  • The successful candidate will oversee loan servicing and administration, supervise and lead a team for daily operations.
  • This position requires the ability to conduct thematic portfolio reviews or special reviews in response to credit risk.
  • You will handle relevant issues arising from HKMA examination and regulatory reporting.
  • The selected candidate will provide comments on early warning risk management and credit control.
  • You will also monitor MIP delinquent loans and RMP/PRMP loans.

About the Role:

  • Facilitate new and renewal credit applications for corporate and SME customers.
  • Evaluate customer risk profiles and provide independent recommendations.
  • Ensure compliance with Bank's internal policies and procedures.
  • Perform credit risk related management reports and monitoring Large Exposures and Risk Concentrations.

What We Offer:

  • Degree holder.
  • Minimum 8 years of relevant experience.


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