Strategic Underwriting and Credit Bureau Director
10 hours ago
HSBC is a leading global banking and financial services organization with operations in more than 80 countries and territories worldwide. Our mission is to help people, businesses and institutions achieve their goals through our expertise, innovative products and exceptional customer service.
Job DescriptionWe are currently seeking an experienced professional to join our team as a Strategic Underwriting and Credit Bureau Director - Asia. The successful candidate will be responsible for leading the underwriting and credit bureau management function across 13 markets in Asia, with a focus on delivering high-quality lending decisions and managing risk effectively.
This role reports into the Global Head of Originations and encompasses Underwriting & Credit Bureau/Alternate Data Management. The ideal candidate will have a strong background in credit risk, underwriting, originations, or related fields, with at least 7-10 years of experience in a similar role.
The successful candidate will work closely with Market FCS Heads, Underwriting & Credit Bureau management teams, Offshore Underwriting COEs, and Analytics teams to ensure that the function operates efficiently and effectively. They will be responsible for maintaining a strong operational execution and controls discipline in each market, leading efforts for transformational change, and focusing on improved customer experience, process efficiency, productivity, and improved controls.
Key Responsibilities- Lead the underwriting and credit bureau management function across 13 markets in Asia, with a focus on delivering high-quality lending decisions and managing risk effectively.
- Maintain a strong operational execution and controls discipline in each market, ensuring compliance with regulatory requirements and HSBC policies.
- Work closely with Market FCS Heads, Underwriting & Credit Bureau management teams, Offshore Underwriting COEs, and Analytics teams to ensure efficient and effective function operation.
- Develop and implement strategies to improve customer experience, process efficiency, productivity, and improved controls.
- At least 15 years of work experience in credit risk, underwriting, originations, or related fields.
- Strong leadership and communication skills, with experience in navigating complex organizations and influencing senior management.
- Ability to frame and deconstruct ambiguous problems and drive execution and delivery.
- Experience in systems, operations, technology, and change management, with the ability to act swiftly and think innovatively.
Estimated salary: $120,000 - $180,000 per year, depending on experience and qualifications.
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