Credit Risk Analyst for E-Commerce and International Trade
2 weeks ago
About FundPark
FundPark is a fintech platform that provides financing solutions for e-Commerce SME businesses. Our platform specializes in meeting the unique needs of these businesses, offering efficient, effective, and flexible funding solutions.
About the Role
We are seeking a dynamic and detail-oriented Associate, Credit Underwriting to join our team. This role will play a pivotal part in assessing credit risks associated with new and existing clients in the e-commerce and international trade sectors.
Key Responsibilities
- Analyze and underwrite credit for e-commerce and international trade clients.
- Develop and enhance credit underwriting procedures tailored to the unique characteristics of these industries.
- Collaborate with cross-functional teams to facilitate project development and data analysis.
- Implement fraud prevention measures to safeguard the credit quality of trade finance projects.
- Contribute to risk framework formulation, credit policy review, and risk model enhancements.
- Manage portfolio risks effectively, including early warning mechanisms and debt collection strategies.
- Support automation initiatives for streamlining credit underwriting processes.
- Perform ad-hoc tasks and assist in daily operations as needed.
Requirements
- Bachelor's degree in Finance, Accounting, Banking, Risk Management, or a related field.
- Minimum 3 years of credit analysis experience in the banking or finance sector.
- Proficiency in Trade Finance with a background in the e-Commerce industry is an advantage.
- Strong interpersonal skills with the ability to build relationships with internal and external stakeholders.
- Self-motivated, results-driven, and capable of working in a fast-paced environment.
- Demonstrated ability to multitask, pay attention to detail, and think creatively.
- Fluent in both spoken and written English and Chinese (Cantonese and Mandarin a plus).
Why FundPark
- Join a cohesive group of young entrepreneurs working towards peak performance.
- Led and inspired by a team of experienced and visionary industry leaders.
- Exclusive opportunity to be our part-owner and share in the Company's growth and success through participating in our Employee Stock Option Plan.
- Join us at this exciting scale-up stage for ample development and career growth opportunities.
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