Officer, Credit Initiation Underwriting

2 months ago

kowloon, Hong Kong SAR China Citigroup Inc. Full time

At Citi , we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world's toughest challenges.

Shape your Career with Citi

Citi’s Wealth brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

We’re currently looking for a high caliber professional to join our team as Officer, Credit Initiation Underwriting (Secured Loan) - Hybrid (Internal Job Title: Credit Maint Intmd Analyst – C11) based in Hong Kong. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.

In this role, you’re expected to:

  • Support processing and credit underwriting functions on Lending Products Applications (Mortgage, Investment and Premium Financing Loans) and processed within the established processing turnaround time as well as meeting productivity benchmark.
  • Perform credit assessment activities (including client profiling assessment, credit risk analysis, credit proposal writes up and credit underwriting for new application / line maintenance / annual review) for consumer clients.
  • Make evaluative judgements based on the analysis of application and client information.
  • Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects.
  • Review client’s application and loan documents as part of credit underwriting process.
  • Render support on quality check (eg. day 2 review, quality assurance framework, etc) to ensure compliance with the regulatory requirement, prevailing policy, and procedure.
  • Support projects, development of new workflows and procedures to simplify credit underwriting and post-approval process whenever deemed necessary.
  • Provide administrative support surrounding application processing and portfolio activities (like conducting annual review on existing account holders).
  • Provide training to junior staff / new hire where necessary.
  • Support various control tasks where necessary (eg. Support department manager or supervisor in collating samplings for Audit Review).
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing, and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

  • 4-8 years prior experience in a financial institution.
  • Experience in credit operations or similar position.
  • Ability to work in a team-oriented environment.
  • Bachelor’s degree/University degree or equivalent experience.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today.

Job Family Group: Operations - Services

Job Family: Credit Maintenance

Time Type: Full time

Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

#J-18808-Ljbffr

  • Standard Chartered | Assistant Manager, Credit Initiation

    7 days ago

    kowloon, Hong Kong SAR China Standard Chartered Full time

    Responsibilities Grant a prudent credit decision by assessing and evaluating customer’s creditworthiness (including existing customer and new application) for Retail mortgage and wealth management products. Manage the daily operations of the Credit Initiation units (Secured Lending) to ensure services rendered meet the agreed service standards. Regularly...

  • Credit Initiative Manager

    7 days ago

    Kowloon, Kowloon City, Hong Kong SAR China Standard Chartered Full time

    We are seeking a highly skilled and experienced Credit Initiative Manager to join our team at Standard Chartered. This is an exciting opportunity for a talented professional to drive credit decisions, improve productivity, and enhance customer experience.About the RoleAs a Credit Initiative Manager, you will be responsible for granting prudent credit...

  • Senior Credit Operations Specialist

    2 weeks ago

    Kowloon, Kowloon City, Hong Kong SAR China Citigroup Inc. Full time

    About the RoleWe are seeking a highly skilled Senior Credit Operations Specialist to join our team in Hong Kong. This role will be responsible for supporting processing and credit underwriting functions on Lending Products Applications, ensuring timely completion of tasks and meeting productivity benchmarks.Key Responsibilities:Perform credit assessment...

  • AEON Credit Service

    1 week ago

    kowloon, Hong Kong SAR China AEON Credit Service (Asia) Co., Ltd. Full time

    Get AI-powered advice on this job and more exclusive features. Talent Acquisition | HR Department | AEON Credit Service (Asia) | Listed Company We Offer: 5-day work week Group medical, dental, body check, group life, accidental & travel insurance coverage 16 days annual leave Competitive pay and Discretionary bonus Friendly working environment with dynamic...

  • Risk Assessment and Portfolio Manager

    4 weeks ago

    Kowloon, Kowloon City, Hong Kong SAR China Citigroup Inc. Full time

    About Citigroup Inc.Citigroup Inc. is a leading global financial services company with a rich history spanning over 200 years. With a strong presence in hundreds of cities and countries, we provide a diverse range of financial products and services to meet the needs of our clients across various sectors. Our commitment to innovation, customer satisfaction,...

  • Finance Operations Specialist

    1 week ago

    Kowloon, Kowloon City, Hong Kong SAR China FastLaneRecruit Full time

    Job OverviewWe are seeking a highly skilled Finance Operations Specialist to join our team at FastLaneRecruit. As an expert in Accounts Receivable and Credit Control, you will play a crucial role in managing the finance operations related to the Order-to-Cash process.About the RoleThis is a fantastic opportunity for a detail-oriented and experienced...

  • FastLaneRecruit | (Senior) Accountant - Accounts Receivable / Credit Control

    3 days ago

    kowloon, Hong Kong SAR China FastLaneRecruit Full time

    Job brief We are seeking a detail-oriented and experienced Accountant specializing in Accounts Receivable and Credit Control to join a renowned FMCG company. In this role, you will manage the finance operations related to the Order-to-Cash process, ensuring efficient reconciliation, billing, and collection. If you have a strong analytical mindset and a...

  • Smith & Associates | Senior Credit Review Analyst

    1 week ago

    kowloon, Hong Kong SAR China Smith & Associates Full time

    Direct message the job poster from Smith & Associates Human Resources | HRBP | Talent Acquisition | Recruiting Specialist at Smith & Associates Responsibilities: Evaluate new account applications and establish credit parameters for all transactions to control the credit risk Review policies and procedures to ensure they are properly revised and updated as...

  • Standard Chartered | Analyst, Initiative and Delivery

    3 weeks ago

    kowloon, Hong Kong SAR China Standard Chartered Full time

    To participate local and group projects relating to Cash Management Operations, including process improvement & process automation and outsourcing activity. RESPONSIBILITIES Awareness and understanding of the Cash business strategy and Cash Operations strategic roadmap. Support standardization of operational processes. Role model a strong, collaborative...

  • Insurance Brokerage Manager

    2 weeks ago

    Kowloon, Kowloon City, Hong Kong SAR China Sun Life Financial Full time

    Job Summary:We are seeking an experienced Insurance Brokerage Manager to provide sales support and drive business growth within our insurance brokerage division. This role involves partnering with Business Development Managers, managing relationships with insurance brokers, and streamlining sales processes.">">Provide extensive sales and administrative...

  • Strategic Office Administrator

    4 weeks ago

    Kowloon, Kowloon City, Hong Kong SAR China oilandgas Full time

    We are AtkinsRéalis, a world-leading professional services and project management company dedicated to engineering a better future for our planet and its people. Our team is proud to deliver on some of the most prestigious projects across the world.As a Senior Administration Officer, you will be responsible for assisting with budget planning, sourcing,...

  • Sun Life Financial | Manager I/Assistant Manager, Channel Operations and Sales Support

    2 weeks ago

    kowloon, Hong Kong SAR China Sun Life Financial Full time

    Manager I/Assistant Manager, Channel Operations and Sales Support Apply locations Hunghom, Kowloon, Hong Kong time type Full time posted on Posted 2 Days Ago job requisition id JR00103579 You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic...

  • Business Operations Manager for Hong Kong Office

    7 days ago

    Kowloon, Kowloon City, Hong Kong SAR China Ab Electrolux Full time

    We are seeking a highly organized and detail-oriented Business Operations Manager to join our team in the Hong Kong office.The successful candidate will be responsible for managing day-to-day office operations, including facilities management, supply procurement, and vendor relationships. They will also assist the company lead with travel arrangements,...

  • Ab Electrolux | Office Administrator

    7 days ago

    kowloon, Hong Kong SAR China Ab Electrolux Full time

    At the Electrolux Group, as a leading global appliance company, we strive every day to shape living for the better for our consumers, our people, and our planet. We share ideas and collaborate so that together, we can develop solutions that deliver enjoyable and sustainable living. Come join us as you are. We believe diverse perspectives make us stronger and...

  • FundPark | Officer

    2 weeks ago

    kowloon, Hong Kong SAR China FundPark Full time

    FundPark is a fintech platform specializing in financing solutions for e-Commerce SME businesses. We believe that they are the backbone of the economy as they drive innovation and competition, create jobs, and contribute to economic growth. Unfortunately, traditional financial institutions often fail to serve their unique needs, leaving them without access...

  • Sun Life Financial | Officer, Agency Promotion

    6 days ago

    kowloon, Hong Kong SAR China Sun Life Financial Full time

    Officer, Agency Promotion & Communications Apply locations: Hunghom, Kowloon, Hong Kong Time type: Full time Posted on: Posted 8 Days Ago Job requisition id: JR00106313 You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts...

  • Standard Chartered | Senior Manager, Collection Governance

    3 weeks ago

    kowloon, Hong Kong SAR China Standard Chartered Full time

    Senior Manager, Collection Governance & Strategy To ensure that the Hong Kong Collections Department is managed efficiently & effectively, to enable it to meet business objectives, add value to the strategic direction, planning & performance of the Retail & Wealth Banking. To implement a sustainable Regional Collection & Recovery cooperation & governance to...

  • AtkinsRéalis | Senior Administration Officer

    2 weeks ago

    kowloon, Hong Kong SAR China AtkinsRéalis Full time

    We’re AtkinsRéalis, a world-leading Design, Engineering and Project Management organization. Created by the integration of long-standing organizations dating back to 1911, we are a world-leading professional services and project management company dedicated to engineering a better future for our planet and its people. We create sustainable solutions that...

  • oilandgas.org.uk | Senior Administration Officer | kowloon

    1 month ago

    kowloon, Hong Kong SAR China oilandgas.org.uk Full time

    Job Description We're AtkinsRéalis, a world-leading Design, Engineering and Project Management organization. Created by the integration of long-standing organizations dating back to 1911, we are a world-leading professional services and project management company dedicated to engineering a better future for our planet and its people. We create sustainable...

  • FundPark | Associate Director, Corporate Strategy

    7 days ago

    kowloon, Hong Kong SAR China FundPark Full time

    About FundParkFundPark is a fintech platform specialising in financing solutions for e-Commerce SME businesses. We believe that they are the backbone of the economy as they drive innovation and competition, create jobs, and contribute to economic growth. Unfortunately, traditional financial institutions often fail to serve their unique needs, leaving them...