Credit Risk Trainee

1 month ago


Hong Kong, Hong Kong SAR China Crédit Agricole CIB Full time

Job description

Business type

Types of Jobs - Sales / Customer Service

Job title

Credit Risk Trainee (One Year Contract)

Contract type

Internship/Trainee

Expected start date

01/12/2024

Job summary

Summary

The Credit Risk Trainee will primarily be responsible for preparing credit risk reports and simple credit analysis for financial institutions, as well as providing research on industry, sector and credit risk data mining.

Be a value added RPC FSP AP member by assisting the team to evaluate the credit risk of new business/ the periodic risk review of existing clients and portfolio review.


The ideal candidate should have already completed all bachelor/master degree requirement and will be ready to start working from December 2024 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs.

 
Key Responsibilities

Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP Assist in conducting financial analysis of existing FI counterparties, such as CAMEL analysis on banks, financial statement analysis in order to assess creditworthiness and credit profile on FI counterparties. Gather external rating from rating agency such as S&P, Moody and Fitch for the team Prepare relevant reports for the FSP AP team such as late rating reports, rating review and annual review schedule Track and update monthly reports for the FSP AP team such as monthly NAV report for funds Assist in preparing ad hoc requests and reports Maintain accurate and up-to-date credit files and documentation Ensure good quality of credit risk management information presented to Credit Committees ensuring consistency, quality, and objectivity of presentation

Personal data provided by job applicants will be used strictly in accordance with the employer’s personal data policies, a copy of which will be provided immediately upon request.

La version française est disponible sur demande à votre RH locale

Position location

Geographical area

Asia, Hong Kong

City

HONG KONG

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

University graduate majoring in accounting, business administration or finance, with less than 12 months full time experiences after graduation

Level of minimal experience

0-2 years

Experience

Experience in the banking or finance industry with knowledge in risk management a plus

Required skills

Good writing skills and excel skills

Good analytical skills and attention to detail

Good communication skills

Good team player and ability to work under pressure in meeting deadlines.

Technical skills required

Proficiency in financial analysis and accounting principles

Knowledge of credit risk assessment and evaluation techniques is a plus

Languages

Fluent in written and spoken English. Chinese is preferable but not mandatory.


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