Risk Management and Control Leader

2 months ago


Hong Kong, Central and Western District, Hong Kong SAR China HSBC Full time

About Hang Seng Bank

Hang Seng Bank is committed to delivering exceptional service and excellence in all aspects of our business. Our people are our greatest asset, and we strive to create a dynamic and inclusive work environment that fosters growth, innovation, and collaboration.

Unsecured Lending and Payment

Key Responsibilities:

  • Maintain effective risk management and control processes within Unsecured Lending & Payment to minimize risk exposure and ensure compliance with regulatory requirements.
  • Lead control monitoring activities, performing risk and control reviews, and implementing control measures to ensure adherence to Group policies and guidelines.
  • Coordinate with stakeholders to ensure timely recording and reporting of operational risk issues and their corresponding management action plans.
  • Perform gap analysis and propose control enhancements in response to internal review findings, business initiatives, and policy updates.
  • Promote operational risk awareness and provide expert advice to business teams on governance, risk assessment, internal control design, implementation, and oversight.
  • Stay up-to-date with relevant Group guidelines and regulatory requirements, identifying their impacts and necessary controls on end-to-end business processes.

Requirements:

  • University degree in Business Administration, Finance, Accounting, or related discipline. Relevant professional qualifications, such as Associate Operational Risk Management Professional (AORP)/Certified Operational Risk Management Professional (CORP), are a plus.
  • Proven experience in retail banking, operational risk management, regulatory compliance, internal audit, or related areas. Knowledge of unsecured lending, credit card, and payment is an advantage.
  • Excellent problem-solving, interpersonal, and communication skills.
  • Strong self-motivation and ability to work independently.
  • Proficiency in both English and Chinese.
  • Ability to prioritize conflicting demands and problem-solve in a dynamic environment.
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes.


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