Chief Retail Approval Officer

3 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Talent Axis Full time
Job Title: Vice President, Retail Approval

Talent Axis is seeking a highly skilled and experienced professional to fill the role of Vice President, Retail Approval. This position is responsible for overseeing the credit risk management process and ensuring that all credit policies and procedures are followed.

Key Responsibilities:
  • Supervise Credit Risk Management: Oversee the credit risk management process, ensuring that all credit policies and procedures are followed.
  • Review Credit Policies: Review and update credit policies, secured and unsecured lending policy guidelines and procedures.
  • Monitor Credit Control: Monitor special credit, high-asset credit control line and loan portfolio monitoring and management.
  • Oversee Non-Performing Loan Portfolio: Oversee the non-performing loan portfolio to ensure the smooth functioning of credit control, fraud security and collections activities.
  • Supervise Credit Risk Management Work: Supervise the credit risk management work of the department, conduct a comprehensive portfolio review on the formulation of credit policies, and ensure that the standards and quality of credit evaluations prepared by credit underwriters meet the bank's credit policies and regulatory requirements.
Requirements:
  • Experience: At least 8 years' experience in retail approval and risk compliance requirements.
  • Education: Degree holder in business related disciplines.
  • Skills: Excellent communication and people management skills, strong credit risk management knowledge, familiar with credit analysis, credit and collection operation cycle and related processes related to retail banking products.
  • Business Awareness: Strong business awareness, analytical understanding, risk management, extensive social skills and problem-solving skills.


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