Strategic Credit Risk Manager for Retail Banking Opportunity

2 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Gravitas Recruitment Group Full time

Gravitas Recruitment Group is seeking a Senior Credit Risk Manager, Retail Banking to join their dynamic team.

About the Role:

This role reports directly to the Head of Credit Risk and is primarily responsible for credit review and approval, as well as the development and enhancement of associated credit strategies, manuals, and processes. Key responsibilities include:

  • Conducting regular reviews and approvals of SME loan applications, ensuring adherence to established policies and procedures.
  • Developing and refining the relevant credit policy manual, processes, and standards, maintaining alignment with industry best practices.
  • Leading the creation of data-driven credit assessment strategies, methodologies, and tools, driving business growth through informed decision-making.
  • Supporting credit product development projects and other related initiatives, fostering collaboration across departments.
  • Offering feedback to improve the overall credit management cycle, promoting continuous improvement and excellence.

Requirements:

Candidates should possess:

  • 5-7+ years of experience in credit approval and/or credit analytics and policy in the banking industry, demonstrating expertise in risk management and credit analysis.
  • Comprehensive knowledge of the Hong Kong SME loan market and associated regulatory requirements, staying up-to-date on industry developments.
  • A university degree, preferably in a field related to finance or economics.
  • Proficient in both written and spoken English and Chinese (Cantonese and Mandarin), facilitating effective communication with diverse stakeholders.

What We Offer:

In this exciting opportunity, you will enjoy:

  • An attractive salary package, reflective of your skills and experience, with opportunities for professional growth and development.
  • The chance to work with a cutting-edge bank, at the forefront of innovative credit solutions.
  • A friendly, collaborative, and innovative work environment, encouraging creativity and teamwork.
  • Opportunities for career advancement and skill enhancement, helping you achieve your full potential.

Estimated Salary: HKD 800,000 - HKD 1,200,000 per annum, depending on qualifications and experience.



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