Senior Credit Executive

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Fusion Bank Limited Full time
Job Description:

Evaluate and assess the creditworthiness of Small and Medium-sized Enterprises (SMEs) by analyzing their financial strength, credit history, and other relevant factors to make informed decisions on credit approval and limits.

  • Exercise sound credit judgment in evaluating SME loan applications in accordance with established policies, procedures, and risk management frameworks.
  • Collaborate with cross-functional teams, including SME business, compliance, IT, and risk colleagues, to ensure effective credit decision-making and adherence to regulatory requirements.
Key Responsibilities:
  1. Assessing credit applications and making recommendations for approval or rejection.
  2. Setting credit limits based on thorough analysis of borrowers' creditworthiness.
  3. Developing and maintaining knowledge of credit policies, procedures, and risk management frameworks.
  4. Participating in the design and implementation of credit features, risk appetite, and operating processes.
Requirements:
  • Bachelor's degree in a relevant field, such as mathematics, statistics, economics, finance, or computer science.
  • A minimum of 5 years of experience in SME loan credit approval in Hong Kong.
  • Proficiency in Microsoft Office applications, particularly Word and Excel.
  • Excellent communication and teamwork skills.


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