Senior Credit Underwriter, Personal Loans

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank of Communications (Hong Kong) Limited Full time

About the Role:

This is an exciting opportunity to join a dynamic team at the Bank of Communications (Hong Kong) Limited as a Senior Credit Underwriter, Personal Loans. As a key member of the credit team, you will be responsible for evaluating creditworthiness of personal loan applicants and making sound credit decisions.

You will work closely with other departments to ensure that all credit decisions are made in accordance with regulatory requirements and company policies. A strong understanding of personal lending principles, credit products and regulatory requirements is essential for this role.

To succeed in this role, you must have a degree holder or above in Business Administration, Finance, Accounting, Economics or related disciplines or equivalent qualifications at HKQF level 5. A minimum of 5 years' relevant experience in the banking industry, with 3 years experience in credit approval preferred.

Sound knowledge of credit scoring models and risk management systems is desirable. Strong analytical, communication and time management skills are also required.


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