Corporate Loan Portfolio Manager
1 week ago
Overview
An esteemed Regional Bank is seeking a highly skilled Corporate Loan Portfolio Manager to oversee the bank's problematic corporate loan portfolios.
Job Description
The successful candidate will be responsible for:
- Managing and monitoring problem corporate loans portfolio and developing strategies to maximize financial recovery.
- Ensuring accurate and updated risk ratings for non-performing loans.
- Formulating and implementing daily collection strategies.
- Handling debt recovery for designated accounts through cash/asset recovery, debt restructuring, and security enforcement.
- Monitoring and managing overdue accounts, identifying potential delinquencies, and assessing risks.
- Communicating with customers and managing foreclosure actions.
- Oversight of all collection activities, tracking progress, and ensuring compliance with internal policies and procedures.
- Liaising with external parties, including solicitors, agents, and related entities regarding recovery actions and litigation processes.
- Collaboration with external entities, such as legal firms, real estate agencies, and auction houses, to monitor their performance and evaluate associated costs.
- Reviewing and updating policies and procedures related to risk management and credit monitoring.
- Providing expert advice on collection/litigation/bankruptcy cases and monitoring legal proceedings in Hong Kong and Greater China.
Requirements
The ideal candidate should possess:
- Bachelor's Degree or higher in Risk Management, Business, Law, or related disciplines.
- Holder of ECF on Credit Risk Management (CCRP(CPM)) qualification.
- At least 3-5 years of special asset management experience in the financial industry.
- Strong understanding of legal and regulatory requirements in banking practices on credit risk management.
- Excellent analytical, presentation, and report-writing skills, with attention to detail.
- Good command of English and Chinese, with knowledge of Putonghua.
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