Corporate Credit Decision Maker
5 days ago
Job Summary:
The Bank of China is seeking an experienced Credit Risk Manager to join its team in the Risk Management Department. This role will be responsible for evaluating credit proposals, assessing risk, and making informed credit decisions, ensuring the bank's assets are protected and its reputation maintained.
Main Responsibilities:
- Credit Evaluation: Evaluate credit proposals submitted by front-line teams, considering factors such as credit history, financial stability, and industry trends.
- Risk Identification: Identify potential risks and opportunities through data analysis and market research.
- Credit Monitoring: Monitor credit performance regularly to identify early warning signs of potential defaults.
- Policy Implementation: Implement credit policies and procedures that align with regulatory requirements and industry best practices.
- Reporting: Prepare regular credit reports and provide analysis to management, highlighting key findings and recommendations.
Requirements:
- Qualification: Bachelor's degree or above in Risk Management, Business Administration, Finance, Economics, Accountancy, or related disciplines.
- Experience: At least 5 years of experience in credit risk management or corporate credit approval, with a deep understanding of risk issues across various corporations, industries, and regions.
- Skills: Excellent analytical, communication, and interpersonal skills, with a good command of both written and spoken English and Chinese, and proficiency in MS Office applications.
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