Senior Credit and Risk Analyst
3 days ago
About the Role:
We are looking for a highly skilled Credit Risk Manager to join our team in the Risk Management Department. As a key member of the Corporate Credit function, this role will be responsible for evaluating credit proposals, assessing risk, and making informed credit decisions.
Key Responsibilities:
- Credit Proposal Evaluation: Evaluate credit proposals submitted by front-line teams, considering factors such as credit history, financial stability, and industry trends.
- Risk Assessment: Conduct thorough risk assessments to identify potential risks and opportunities, using data analysis and market research.
- Credit Monitoring: Monitor credit performance regularly to identify early warning signs of potential defaults.
- Policy Development: Develop and implement credit policies and procedures that align with regulatory requirements and industry best practices.
- Reporting and Analysis: Prepare regular credit reports and provide analysis to management, highlighting key findings and recommendations.
Requirements:
- Education: Bachelor's degree or above in Risk Management, Business Administration, Finance, Economics, Accountancy, or related disciplines.
- Experience: At least 5 years of experience in credit risk management or corporate credit approval, with a deep understanding of risk issues across various corporations, industries, and regions.
- Skillset: Excellent analytical, communication, and interpersonal skills, with a good command of both written and spoken English and Chinese, and proficiency in MS Office applications.
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