Hong Kong Commercial Lending Expert

7 days ago


Hong Kong Island, Hong Kong SAR China Cathay United Bank Full time
Job Overview

Cathay United Bank is a major financial institution in Greater China, and we are seeking a highly skilled China Credit Analysis Specialist to join our team. The successful candidate will be responsible for conducting independent analysis, assessment, and risk evaluation of credit proposals, including site visits and compliance with policies and regulations.

The ideal candidate will have at least 5 years of solid experience in Corporate/Commercial banking, with a university graduate degree in Accounting, Finance, Economics, Risk Management, or related disciplines.

Main Responsibilities:

  • Conduct thorough analysis and risk evaluation of credit proposals
  • Develop and maintain sound knowledge of commercial lending products and regulatory requirements
  • Collaborate with Business Unit to facilitate effective credit approval processes
  • Perform ad-hoc projects and assignments as required

Required Skills and Qualifications:

  • At least 5 years' experience in Corporate/Commercial banking
  • University graduate degree in Accounting, Finance, Economics, Risk Management, or related disciplines
  • Good understanding of Hong Kong/Mainland China/Taiwan market and industry dynamics
  • Sound knowledge of commercial lending products and regulatory requirements
  • Excellent analytical, problem-solving, and report-writing skills
  • Strong financial and cash flow analytical skills
  • ECF-CRM certification holder preferred
  • Proficient in written Chinese and English; fluency in Mandarin preferred
  • Good PC skills in MS Word and Excel


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