Credit Analysis Expert

23 hours ago


Hong Kong, Central and Western District, Hong Kong SAR China Moody's Full time

Company Overview:

Moody's is a global leader in credit rating and research. We strive to create an inclusive environment where everyone feels welcome to be who they are, with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

Estimated Salary: $120,000 - $180,000 per annum

Job Description:

The Ratings Associate (RA) will work closely with Lead Analysts in conducting comprehensive analysis on assigned portfolios of credit ratings. The RA will perform holistic evaluations of credit risk by integrating credit inputs prepared by internal and external parties. In conducting credit analysis for their assigned portfolios, transactions or credit reviews, RAs will actively participate in rating committee discussions and interact with issuers and other market participants, in collaboration with Lead Analysts.

Key Responsibilities:

  • Performs day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work produced include reviewing financial statements and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody's methodologies.
  • Assists with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.
  • Develops a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.


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