Assistant Manager, Business Account

24 hours ago


Hong Kong, Hong Kong SAR China ALL-STAR AGENCY Full time

Overview
We are excited to partner with a well-established and reputable retail bank in Hong Kong that is expanding its SME and Commercial Banking division. This bank is dedicated to supporting the growth of small and medium-sized enterprises (SMEs) through innovative financial solutions and exceptional service. As they enhance their offerings, they are seeking an Assistant Manager in Commercial Banking to cultivate and manage client relationships within this vital sector.

Job Responsibilities

  • Drive performance towards KPI targets by acquiring new SME accounts and increasing CASA deposit balances.
  • Develop and maintain a robust sales pipeline by leveraging your network to generate leads, while collaborating with branch teams to uncover SME loan opportunities.
  • Conduct thorough needs assessments to align the bank's financial products and services with customer requirements, identifying opportunities for up-selling and cross-selling within the SME and Retail Banking sectors.
  • Manage the complete loan application process, ensuring a smooth transition from submission through to drawdown.
  • Ensure compliance with KYC/CDD protocols for all clients, conducting risk assessments for new customers in accordance with established procedures.
  • Prepare credit proposals and conduct ongoing reviews to uphold credit quality, adhering to the bank's policies and guidelines.
  • Adhere to customer data protection regulations and internal compliance standards as mandated by both regulatory authorities and internal policies.
  • Deliver exceptional service quality to SME Business Banking clients, addressing inquiries professionally to maintain high levels of customer satisfaction.



Requirements

  • Bachelor's degree in Finance, Business Administration, or a related field.
  • Minimum of 2 years of experience in business banking, specifically focusing on SME and commercial lending.
  • Knowledge in the business of Commercial Account Opening and KYC will be advantage
  • Strong understanding of banking products and services tailored for SMEs and commercial clients.
  • Excellent communication and interpersonal skills, with a proven ability to build and nurture client relationships.
  • Qualification in IIQE (Paper 1, 2, 3) will have advantageous.
  • Strong analytical skills to assess client needs and provide effective financial solutions.
  • Proficiency in both English and Cantonese; Mandarin is a plus.



If you are a proactive professional eager to empower SMEs and commercial clients in achieving their financial aspirations, we invite you to apply. Please submit your CV with your contact details to Raymond for a confidential discussion.



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