Risk underwriting

2 weeks ago


Central And Western District, Hong Kong SAR China Air8 Finance Full time

An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung's ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8's goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8's vision is to promote sustainable financing while bridging the supply chain working capital gap. Job Description As part of the global risk, credit & compliance team, the candidate's primary objective will be the contribution to the risk policy setup, credit underwriting competence development and data driven risk innovation to enable business growth. The candidate will be expected to do so through a thorough understanding of the client's profile, supply chain operation and funding pain points, plus deep knowledge of supply chain financing products, solid risk underwriting skills and great passion for data driven risk model innovation to provide high quality & efficiency credit decisions. Key Responsibilities Support to establish overall Air8 credit risk management framework and on-going monitor its implementation to ensure risk performance excellence. Underwrite risk of Asian suppliers and international buyers and continually improve underwriting quality and efficiency by leveraging tech tools, alternative data, and innovative methodology. Establish a comprehensive risk management process and implement the process in a digital way for admission, rating, credit limit assigning, monitoring through cooperating with product and tech team. Lead the innovation to include alternative data attributes to credit model and establish the credit risk decision engine through cooperation with data & tech team and deep research upon other fintech and FIs. Continually explore and identify external data sources in various regions to enrich our rating models focusing India, Bangladesh, and Vietnam etc. Actively engage with external stakeholders including funding partners, insurers to gain buy-in upon our risk framework for a smooth asset distribution. Deliver quality risk reporting upon portfolio level and country level, and complete ad hoc project in specific area or country. Coordinate the risk project implementation by orchestrating and mobilizing the internal resources. Work with BD and Product team to streamline the overall process to improve effectiveness and efficiency. Requirements Bachelor degree above in statistic, math, computer science or economics etc.10+ years credit underwriting or risk strategy experience in trade finance institution or fintech. Experiences of cross-border receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred. Able to identify, analyze and solve problems in a very structured way. Self-driven, resilient, able to handle pressure. Fast learner, team spirit, adapt to multi-culture environment. Capability of communication in business English and Chinese. Seniority level Mid-Senior level Employment type Full-time Job function Finance Industries Financial Services and Technology, Information and Media#J-18808-Ljbffr



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