Head of Retail Credit Risk Manager

1 month ago


Hong Kong, Central and Western District, Hong Kong SAR China Charterhouse Partnership Hong Kong Full time
Job Title: Head of Retail Credit Risk

Our client, a leading financial institution, is seeking a seasoned professional to lead their retail credit risk management team. As the Head of Retail Credit Risk, you will be responsible for developing and implementing the bank's credit risk framework and policies.

Key Responsibilities:
  • Develop and implement credit risk management strategies to minimize exposure and ensure compliance with regulatory requirements.
  • Collaborate with various departments to ensure effective risk management practices and identify areas for improvement.
  • Lead the credit risk assessment process, including credit scoring models and risk rating systems.
  • Prepare and present credit risk reports to senior management and stakeholders.
  • Mentor and develop a high-performing credit risk team.
Qualifications:
  • Bachelor's degree in Finance, Economics, or a related field; Master's degree or professional qualifications (e.g., CFA, FRM) preferred.
  • Minimum 10 years of experience in credit risk management, with at least 5 years in a leadership role within a retail banking environment.
  • Strong understanding of credit risk assessment methodologies and regulatory frameworks.
  • Proven ability to analyze complex financial data and make informed decisions.
  • Exceptional leadership, communication, and interpersonal skills.
  • Proficiency in risk management software and tools.


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