Corporate Credit Risk Management Specialist

5 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

As a key member of our team at Bank Of China (Hong Kong) Limited, you will play a critical role in ensuring the quality of our corporate lending portfolio. Your primary responsibility will be to identify potential credit risks and develop effective strategies to mitigate them.

Risk Identification and Mitigation

  • Monitor corporate borrowers to identify signs of risk and develop recommendations for mitigation strategies.
  • Collaborate with frontline units and the Risk Management Department to implement risk mitigation plans and ensure timely recovery of overdue loans.

Portfolio Analysis

  • Conduct regular portfolio analysis to identify trends and areas of concern.
  • Develop and implement thematic reviews to respond to emerging credit events and changes in the external economic or business environment.

Reporting and Communication

  • Prepare regular reports on corporate borrowers and asset quality for senior management, frontline units, and relevant departments.
  • Liaise with South-east Asian Branches to ensure that corporate borrowers exhibiting risk symptoms are closely monitored.

Requirements

  • A degree or above in Business Administration, Economics, Finance, Accounting, Law, or a related discipline.
  • At least 3 years of experience in corporate lending, credit risk management, credit approval or monitoring, portfolio analysis in the banking sector.
  • Strong analytical and negotiation skills, with the ability to perform multiple tasks under tight deadlines.
  • Excellent command of both written and spoken English and Chinese. Proficiency in Mandarin is an added advantage.
  • Proficiency in computer applications, including MS Word, Excel, PowerPoint, and Bloomberg.


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