Financial Risk Officer
2 weeks ago
**Our Team:**
Chiyu Banking Corporation Limited is committed to building a diverse and inclusive team that shares our vision for excellence.
**Job Role:** Credit Risk Manager
**Responsibilities:**
- Manage credit operations to ensure efficient and effective decision-making.
- Lead team in managing classified loans portfolio, analyzing data and identifying trends.
- Handle and review Non-Performing Loans (NPL) to minimize losses and optimize asset recovery.
- Formulate and execute recovery strategies to maximize asset value and minimize risk.
- Perform credit assessment of clients, evaluating their creditworthiness and recommending appropriate loan products.
- Implement KPIs and best practices for the role to ensure consistent high standards.
- Monitor adverse news and market developments, adjusting credit strategies accordingly.
- Conduct thematic portfolio reviews or special reviews in response to credit risk to identify potential issues.
**Requirements:**
- 6 - 10 years of experience in credit risk management, including front line and back office experience.
- Strong analytical mindset and self-motivated, with ability to work independently and as part of a team.
- Good command of Cantonese, English, and Mandarin, with excellent communication and interpersonal skills.
- Bachelor's degree in Risk Management, Accounting, or related field.
**Why Join Us:**
- Ongoing professional development opportunities.
- A competitive salary and benefits package.
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