Business Development Officer, Credit Management Specialist
1 month ago
Citi is a global financial institution with a rich history of innovation and customer-centric approach. With over 200 years of experience, we have established a strong presence in hundreds of cities and countries worldwide.
We offer a wide range of financial services and products to meet the diverse needs of our clients, from individuals to institutions. Our commitment to excellence has earned us a reputation as a trusted partner for businesses and individuals alike.
The role of Officer, Credit Initiation Underwriting (Secured Loan) is a critical part of our credit management team. As a key member of this team, you will be responsible for supporting the processing and underwriting functions on lending products applications, ensuring timely delivery and meeting productivity benchmarks.
You will perform credit assessment activities, including client profiling, credit risk analysis, and credit proposal writing. Your evaluative judgments will be based on the analysis of application and client information. You will also analyze and evaluate credit reports, coordinate and follow up on action plans, and implement related defects.
In addition, you will review client applications and loan documents as part of the credit underwriting process. You will provide administrative support surrounding application processing and portfolio activities, such as conducting annual reviews on existing account holders. You may also provide training to junior staff or new hires where necessary.
This role requires a high level of attention to detail, excellent analytical skills, and effective communication abilities. As a successful candidate, you should have at least 4-8 years of prior experience in a financial institution, with expertise in credit operations or a similar position. A Bachelor's degree or equivalent experience is also required.
We offer a competitive salary of $80,000 - $120,000 per annum, depending on experience and qualifications. We also provide a comprehensive benefits package, including access to learning and development resources, generous paid time off packages, and opportunities to volunteer in local communities.
At Citi, we value diversity and inclusion. We are an equal opportunity employer and welcome applications from qualified candidates without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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