Financial Risk Management Specialist
5 days ago
Job Overview:
The Bank of China is seeking a skilled Credit Risk Manager to join its team in the Risk Management Department. As a key member of the Corporate Credit function, this role will play a crucial part in evaluating credit proposals, assessing risk, and making informed credit decisions.
Responsibilities:
- Risk Assessment and Evaluation: Conduct thorough risk assessments on credit proposals submitted by front-line teams, exercising sound credit judgment to make recommendations.
- Obligor Rating: Assess obligors' internal credit ratings to ensure accurate evaluation of creditworthiness.
- Credit Monitoring and Management: Perform proactive credit monitoring and management at both client and portfolio levels to identify potential risks.
- Policies and Procedures: Ensure all internal credit policies and procedures align with regulatory requirements, guaranteeing compliance and effective risk management.
- Reporting and Support: Assist in preparing credit reports and proposals for management, providing valuable insights and recommendations.
Requirements:
- Qualifications: Bachelor's degree or above in Risk Management, Business Administration, Finance, Economics, Accountancy, or related disciplines.
- Experience: At least 5 years of experience in credit risk management or corporate credit approval, with a deep understanding of risk issues across various corporations, industries, and regions.
- Skills: Excellent analytical, communication, and interpersonal skills, with a good command of both written and spoken English and Chinese, and proficiency in MS Office applications.
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