VP, Senior Credit Analyst
2 days ago
Why Join Us:
At ALL-STAR AGENCY, we offer a dynamic and challenging work environment that allows you to grow professionally and personally. As a VP Credit Analyst, Credit Risk Department, you will have the opportunity to work with a talented team of professionals and contribute to the success of the bank.
Responsibilities:
- Assess and provide sound recommendations on credit applications for large corporates, syndication loans, and structured finance.
- Perform grading applications, self-assessment, monitoring, asset disposal, prepared by Corporate Banking.
- Stay up-to-date with creditworthiness of clients, including market situations, and provide advice to related departments on proper credit-related actions.
- Prepare credit recommendation memos and seek approval from senior approvers.
- Conduct credit risk analysis on existing customers, as well as industry or market research and analysis to ensure the bank's asset portfolio is in good shape.
- Highlight potential credit risks of customers and provide comments and recommendations to management.
- Prepare credit monitoring reports, such as early warning signs, covenants, and fund usage.
Requirements:
- University graduate in Finance, Economics, Risk Management, or related disciplines.
- 6 years' solid credit experience in large corporate banking.
- Sound knowledge of various corporate lending products.
- Knowledge of structured finance, syndication, non-recourse, and specialized finance.
- Knowledge of Greater China, mainly in PRC and Hong Kong, and credit risk management in the Greater China market.
- Independent, attentive to details, good analytical and problem-solving skills.
- Capability to discuss and guide front offices from early stages of deals to make appropriate credit decisions.
- Strong analytical, communication, and interpersonal skills with good command of both spoken and written English and Chinese.
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