Senior Credit Officer

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China SMBC Group Full time

**Job Summary**

We are seeking a highly skilled and experienced Senior Credit Officer to join our team at SMBC Group. As a key member of our credit team, you will be responsible for analyzing and evaluating credit applications, providing expert advice on credit risk management, and ensuring compliance with regulatory requirements.

Key Responsibilities:

  • Conduct thorough credit analysis and risk assessments on new and renewal credit applications, ensuring alignment with Bank standards and regulatory requirements.
  • Provide expert advice and guidance to marketing units on deal structures, credit risk assessment, and loan documentation processes.
  • Monitor and review credit policies, grading systems, and market trends to ensure the Bank's credit risk management practices are up-to-date and effective.
  • Assist in training junior credit staff and ensure their work meets the Bank's quality standards.
  • Perform ad hoc assignments as requested by supervisors, department heads, or management.

Requirements:

  • University degree in Business, Finance, Accounting, or related fields.
  • At least 5 years of experience in credit analysis with banking products knowledge; less experience may be considered for AVP role.
  • Holder of HKMA Enhanced Competency Framework (ECF) Qualification is preferred.
  • Detailed-oriented, good analytical, interpersonal, and communication skills.
  • Good command of written and spoken English and Chinese.


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