Senior Credit Officer, Specialised Finance Risk

5 days ago Be among the first 25 applicants Job Summary As Senior Credit Officer (SCO) - Specialized Finance (SF) Risk, the role holder will be responsible for the second line of defence responsibilities related to Credit Risk, overseeing and challenging risk management actions from the First Line. This includes ensuring execution of the Group’s Enterprise Risk Management Framework (ERMF) and Risk Appetite Framework, building a culture of good conduct, and making final credit decisions for wholesale lending facilities. Responsibilities Ensure next‑level owners understand and accept their risk management responsibilities under the ERMF. Monitor compliance with the Board approved risk appetite and highlight significant matters to senior management and risk committees. Maintain a robust effectiveness review process for the ERMF and report gaps to senior management and relevant Board level committees. Build a culture of good conduct and embed the Risk Culture statement as described in the ERMF. Make final credit decisions for wholesale lending facilities. Manage a Senior Credit Manager. Additional Responsibilities (APAC Region) Approve, manage and monitor Subscription Finance exposures for Corporate & Investment Banking (CIB) and related SMA exposures. Approve and monitor NAV / Hybrid / GP / Bespoke Credit Solutions exposures for CIB. Approve and monitor all exposures where the credit base relies on Financial Sponsors or related entities, excluding non‑recourse Portfolio Companies; in partnership with other Credit Officers where applicable. Approve, manage and monitor Commercial Real Estate (CRE) loans. Oversee financing exposures across Financial Sponsors to manage sponsor concentrations and provide risk review and challenge to business strategy. Governance of portfolios: update Credit Underwriting Principles, engage with Audit/CRR, support regulatory deliverables and model stress testing, and lead related projects. Qualifications Strong market knowledge and 10+ years in risk management within the banking and finance industry, covering Private Equity and other funds; knowledge of the Asian market desirable. Business acumen with ability to assess risk, inter‑personal skills, leadership qualities, and multi‑cultural awareness. Track record in managing risk in geographically dispersed product bases and designing effective processes and controls. Understanding of regulatory frameworks and expectations relevant to the role of SCO – Specialized Finance Risk. Relationship management experience with senior external stakeholders, including regulators and rating agencies. About Standard Chartered We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we work to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. What We Offer Competitive salary and benefits in line with our Fair Pay Charter. Core bank funding for retirement savings, medical, and life insurance, with flexible voluntary benefits. Time‑off: annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum), volunteering leave (3 days) and global standards for public holidays (minimum 30 days). Flexible working options balanced across home and office locations. Well‑being support through Unmind, employee assistance, mental health first‑aid and self‑help toolkits. Continuous learning culture with opportunities to reskill and upskill. Inclusive and values‑driven organisation celebrating diversity across teams and geographies. #J-18808-Ljbffr