Associate Director, Portfolio Analytics and Monitoring

Associate Director, Portfolio Analytics and Monitoring Join to apply for the Associate Director, Portfolio Analytics and Monitoring role at Standard Chartered . Job Responsibilities Ensure forward looking credit analysis and make recommendations to actively sell down or promote credit enhancement for risky assets in the book. Perform risk/return analysis and optimise profits of portfolios wherever applicable. Recommendations to be based on forward looking risks (driven by CG downgrades and hence incremental Credit losses, stress tests, etc.). Support on packaging deals with the distribution / securitisation teams for Funded/Unfunded Risk Participations or synthetic sell downs (e.g., CLOs). Work closely with Coverage, GSAM and respective Banking product teams to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions. Actively support in managing the Banking loan portfolio returns by minimising ECLs (overall ECL to be within the Budget set for Financing Risk). Monitor LGD benefits and ensure them to remain in line with the benefits expected during deal origination. Support Banking’s sustainable initiatives including managing manual inputs on CRR5201a. Proactive, comprehensive and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events. Evaluation and understanding of risks associated with Financing Solutions/Leverage and Acquisition Finance/Commercial Real Estate/Project and Export Finance/Structured Finance assets, structural, contractual and external risks. Financial analysis of a complex customer base using credit skills, ratio analysis, balance sheet and cashflow analysis. Evaluation of security, including but not limited to parental support. Evaluation of project company management and strategies. Job Requirements Education: Bachelor’s degree. Training: Various SCB Internal E-learnings. Languages: English, Mandarin, Cantonese. Role Specific Technical Competencies Financial Analysis Communication Skills Risk Management Capital Markets Documentation ESG About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do. Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well. Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term. What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits. A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies — everyone feels respected and can realise their full potential. Seniority level Mid-Senior level Employment type Full-time Job function Research, Analyst, and Information Technology Industries Banking #J-18808-Ljbffr