Sr. Manager, Credit Approval

4 days ago


Hong Kong, Central and Western District, Hong Kong SAR China International Executive Service Corps Full time

Senior Manager/ Manager, Credit Approval (SME) Post Date 07/10/2024 Division Group Risk Department/Branch Commercial Credit

Job Purpose:
To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.
Main Responsibilities:

• Approve credit applications within delegated lending authority

• Analyze and review credit applications beyond the delegated authority for higher authority level's decision making

• Monitor compliance with credit policies and guidelines

• Approve credit excesses and irregularities within the delegated lending authority

• Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan/credit restructuring

• Assist in formulating and reviewing credit policies and guidelines

• Take up credit-related projects


• University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline

• Minimum 8 years' credit experience in commercial banking

• Knowledge of commercial banking products including trade finance

• Knowledge of relevant regulatory requirements

• Good knowledge in accounting principles and financial statements analysis


• Good analytical, communication and interpersonal skills


• Candidate with less experience will be considered as Manager

Please note that only shortlisted candidates will be notified.

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