Credit Risk Management Professional
7 days ago
At ACCA Careers, we're seeking a highly skilled Credit Risk Management Professional to oversee the entire unsecured consumer loan process.
Key Responsibilities:- Manage and monitor all aspects of unsecured lending applications, from application to approval, drawdown, and post-drawdown monitoring.
- Develop and implement strategies to minimize risk and ensure timely resolution of overdue repayments.
- Approve credit for unsecured lending applications, ensuring compliance with established credit policies.
- Execute collection and litigation tasks, working closely with business partners to ensure smooth processes.
- Lead the development of new credit products and initiatives, supporting the growth of our financial services.
- Maintain and improve credit activities, ensuring they align with company objectives.
- Collaborate with internal teams to resolve complex problem loan accounts promptly.
- Coordinate with external partners to ensure seamless approval and collection processes.
- Minimum 5 years of experience in credit risk management, preferably in top-tier financial institutions.
- Bachelor's degree in Risk Management, Business Administration, Finance, or a related field.
- Detailed-oriented, capable of multitasking, and able to meet tight deadlines.
- Self-motivated and a good team player with excellent interpersonal and communication skills.
- Proficient in both written and spoken English and Chinese.
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