Credit Risk Management Professional

7 days ago


Hong Kong, Central and Western District, Hong Kong SAR China ACCA Careers Full time

At ACCA Careers, we're seeking a highly skilled Credit Risk Management Professional to oversee the entire unsecured consumer loan process.

Key Responsibilities:
  • Manage and monitor all aspects of unsecured lending applications, from application to approval, drawdown, and post-drawdown monitoring.
  • Develop and implement strategies to minimize risk and ensure timely resolution of overdue repayments.
  • Approve credit for unsecured lending applications, ensuring compliance with established credit policies.
  • Execute collection and litigation tasks, working closely with business partners to ensure smooth processes.
  • Lead the development of new credit products and initiatives, supporting the growth of our financial services.
  • Maintain and improve credit activities, ensuring they align with company objectives.
  • Collaborate with internal teams to resolve complex problem loan accounts promptly.
  • Coordinate with external partners to ensure seamless approval and collection processes.
Requirements:
  • Minimum 5 years of experience in credit risk management, preferably in top-tier financial institutions.
  • Bachelor's degree in Risk Management, Business Administration, Finance, or a related field.
  • Detailed-oriented, capable of multitasking, and able to meet tight deadlines.
  • Self-motivated and a good team player with excellent interpersonal and communication skills.
  • Proficient in both written and spoken English and Chinese.


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