Credit Risk Manager
3 days ago
Overview Our client, a leading financial institution, is looking for a high-calibre candidate to fill the captioned position. Add expected salary to your profile for insights. Responsibilities Manage the credit operations and overall risk of SME Financing Guarantee Scheme (SFGS). Develop, implement, and monitor risk management policies, procedures and credit scoring models specific to the SFGS. Analyze loan applications and conduct the due diligence to assess credit risk associated with SME borrowers. Monitor the performance of the guaranteed loan portfolio, identify trends and report on potential risks and losses. Collaborate with financial institutions and internal teams to ensure compliance with scheme guidelines. Formulate business workflows and data policies to improve operational efficiency. Provide risk management expertise and guidance to support the scheme's objectives and strategic goals. Stay updated on market trends and regulatory changes affecting SME financing and risk management. Qualifications Bachelor\'s degree or above in Risk Management, Finance, Accounting or a related discipline. Minimum 7 years of relevant experience in risk management, credit analysis, commercial lending or auditing, preferably within a financial institution or rating agency. Familiarity with commercial credit, SME Financing Guarantee Scheme and loan products. Strong analytical, problem-solving and decision-making skills. Excellent communication and presentation abilities. Good command of written and spoken English; proficiency in Cantonese and Putonghua is an advantage. Detail-oriented and proactive with a focus on process improvement. More experience will be considered as Senior Manager. Application Interested parties, please click "APPLY NOW" to submit your full resume for application purpose only. Unlock job insights Salary match • Number of applicants • Skills match Your application will include the following questions: Which of the following statements best describes your right to work in Hong Kong? What\'s your expected monthly basic salary? How many years\' experience do you have as a Credit Risk Manager? How many years\' experience do you have in the financial services industry? Which of the following languages are you fluent in? Which of the following Microsoft Office products are you experienced with? How many years\' experience do you have using SQL queries? To help fast track investigation, please include here any other relevant details that prompted you to report this job ad as fraudulent / misleading / discriminatory / salary below minimum wage. What can I earn as a Credit Risk Manager #J-18808-Ljbffr
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