(Senior/ Assistant) Credit Risk Manager

3 months ago


hong kong, Hong Kong SAR China Bank of China Full time
(Senior/ Assistant) Credit Risk Manager (Credit Monitoring) Job No.: 499209
Employment Type: Full time
Departments: Corporate Credit Management Centre
Job Functions: Risk Management

Responsibilities:

  • Gather and identify negative news / risk symptoms relating to particular corporate borrowers and other market information which may have risk implication to asset quality of the corporate lending portfolio.
  • Monitor corporate borrowers of elevating risk / overdue repayment and coordinate with frontline units and Risk Management Department to come up appropriate risk mitigation strategies and proactively involve in the early recovery actions.
  • Participate in devising and implementing thematic reviews on corporate borrowers in response to emergence of credit events / adverse changes in external economic / business environment.
  • Conduct sample check on loan usage and irregularities in relation to corporate lending to ensure compliance with the Bank's relevant requirements and approved credit conditions.
  • Prepare reports on concerned corporate borrowers and asset quality to the Senior Management, frontline units and relevant departments.
  • Liaise with South-east Asian Branches to keep track with corporate borrowers exhibiting risk symptoms.

Requirements:

  • Degree or above with major in Business Administration, Economics, Finance, Accounting, Law or related discipline; CFA, CPA, PRMIA-PRM, FRM or related qualification preferred.
  • At least 3 years' working experience in corporate lending, credit risk management, credit approval / monitoring, portfolio analysis in the banking section.
  • Self-initiated, good analytical and negotiation skills and able to perform multi-tasks within tight schedule.
  • Good command of both written and spoken English and Chinese. Proficient in Mandarin will be an added advantage.
  • Proficient in computer applications (MS Word, Excel, PowerPoint, Bloomberg etc.).
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