Assistant Manager, Credit Initiation

Join to apply for the Assistant Manager, Credit Initiation role at Standard Chartered 3 days ago Be among the first 25 applicants Job Summary Grant a prudent credit decision by assessing and evaluating customer’s creditworthiness (including existing customer and new application) for Retail mortgage and wealth management products Manage the daily operations of the Credit Initiation units (Secured Lending) to ensure services rendered meet the agreed service standards Regularly review work steps to improve productivity on services provided and control measures. Ensure consistency in underwriting standard. Facilitate and support launch of new products. Key Responsibilities Engage proactively in various projects to pinpoint areas for enhancing turnaround time and accuracy Support the rollout of new business initiatives, marketing campaigns, and revenue-generating programs Make informed credit decisions by thoroughly assessing customer creditworthiness for retail mortgage and wealth management products Oversee daily operations of the Credit Initiation units (Secured Lending) to ensure service quality aligns with established standards Continuously review workflows to boost productivity and strengthen control measures Maintain uniformity in underwriting standards across processes Assist in the seamless launch of new products Perform credit evaluations on consumer credit applications in compliance with credit policies and regulatory requirements Stay informed about current fraud schemes to effectively prevent and combat fraudulent activities Adhere to anti-money laundering protocols and promptly report any suspicious behavior to the Unit Money Laundering Prevention Officer and line manager Skills and Experience Broad understanding of banking information management infrastructure and operational processes Ability to provide strategic direction to the function Strong leadership qualities, with the ability to motivate and lead teams in changing & challenging situations Strong analytical and dispute resolution skills, and the ability to command the respect of a cross-functional set of professionals at a senior level Ability to make independent decisions with a strong sense of empowerment Skills in project management and process improvement Qualifications Languages: Cantonese, Mandarin and English About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Guiding behaviours: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do; never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well; are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term. What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits. A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values-driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Job Details Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales Industries: Banking Referrals increase your chances of interviewing at Standard Chartered by 2x Location: Wan Chai District, Hong Kong SAR (2 weeks ago) Location: Kwun Tong District, Hong Kong SAR (3 days ago) Location: Kowloon City District, Hong Kong SAR (2 weeks ago) #J-18808-Ljbffr