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Sr. manager, credit approval

4 weeks ago

Central And Western District, Hong Kong SAR China International Executive Service Corps Full time

Senior Manager/ Manager, Credit Approval (SME) Post Date 07/10/2024 Division Group Risk Department/Branch Commercial Credit Job Purpose: To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects. Main Responsibilities:• Approve credit applications within delegated lending authority• Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making• Monitor compliance with credit policies and guidelines• Approve credit excesses and irregularities within the delegated lending authority• Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan/credit restructuring• Assist in formulating and reviewing credit policies and guidelines• Take up credit-related projects• University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline• Minimum 8 years’ credit experience in commercial banking• Knowledge of commercial banking products including trade finance• Knowledge of relevant regulatory requirements• Good knowledge in accounting principles and financial statements analysis• Good analytical, communication and interpersonal skills• Candidate with less experience will be considered as Manager Please note that only shortlisted candidates will be notified.#J-18808-Ljbffr