Lead Banking Professional with Expertise in Credit Management
1 week ago
About the Role
This position is responsible for managing a team of Relationship Managers, ensuring timely completion of credit applications while maintaining robust risk awareness. The successful candidate will assist the Credit Head in managing credit application workflow and logistics.
Key Responsibilities
- Manage designated Relationship Manager team to answer credit enquiries, assess and approve credit applications, while ensuring compliance with regulatory and Bank requirements.
- Assist Credit Head in managing credit application workflow and logistics to ensure timely completion of credit renewals in acceptable quality.
- Deal with various stakeholders, including 2nd line Risk Divisions, Legal & Compliance, and Audit teams.
- Lead credit manual maintenance and credit-related product due diligence, as well as selective credit initiatives.
- Be subject matter expert for Insurance Financing, dealing with insurance brokers for product eligibility approval as collateral.
Requirements
- Bachelor's degree or above in Finance, Accounting, Business, Information Technology, or related discipline.
- Minimum 10 years of experience in Banking, with at least 5 years in private bank credit underwriting, driving credit initiatives, and/or credit manual maintenance.
- Good analytical and credit assessment skills, with sound knowledge of portfolio lending and insurance financing, as well as end-to-end credit application logistics.
- Excellent communication and interpersonal skills.
- Proficient in both written and spoken English and Chinese.
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