Senior Credit Manager

1 month ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Bank Full time

Job Purpose:

    Minimize credit loss and maximize recovery of non-performing corporate banking loans.

Main Responsibilities:

    • Monitor delinquent corporate banking accounts and develop recovery strategies.

    • Collaborate with lawyers on loan recovery actions in Hong Kong and the People's Republic of China.

    • Arrange collateral repossession and realization.

    • Conduct transaction monitoring to review account transactions and performance in the corporate banking portfolio.

    • Recommend appropriate loan grading and prepare management reports.

    • Prepare monthly reports for the Hong Kong Monetary Authority's (HKMA) GDR reporting.

    • Support the development and/or user acceptance testing (UAT) of the HKMA GDR projects.

    • Review and update policies and guidelines under the Special Assets Management (SAM) department.

    • Back up the Group Risk and Compliance (GRC) team to prepare and consolidate meeting materials for the monthly early warning meeting.

    • Back up other teammates to prepare monthly, quarterly, and half-yearly banking returns related to corporate banking, such as Stage 3 Expected Credit Loss (ECL), etc.

Incumbent Requirements:

    • University degree or equivalent, preferably in business, law, or accounting.

    • Minimum 5 years of banking experience in credit control and debt collection operations of corporate banking.

    • Proficiency in written and spoken English and Chinese (including Putonghua).

    • Familiarity with Microsoft Word and Excel.

    • Good analytical, communication, and interpersonal skills.



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