Leading Credit Risk Strategist

2 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China ConnectedGroup Limited Full time

At ConnectedGroup Limited, we are seeking a seasoned Credit Risk Strategist to spearhead our risk management process and drive excellence in credit underwriting.

Job Description:

The successful candidate will be responsible for establishing a comprehensive firm-wide credit risk management framework and ensuring its effective implementation. Key responsibilities include:

  • Supporting the development of a robust credit risk management framework that aligns with industry best practices.
  • Underwriting complex credit risks associated with Asian suppliers and international buyers, leveraging technology tools and innovative methodologies to enhance efficiency and accuracy.
  • Designing and implementing a digital risk management process for admission, rating, credit limit assignment, and monitoring, in collaboration with product and technical teams.
  • Driving innovation by incorporating alternative data attributes into credit models and establishing a credit risk decision engine through close cooperation with data and technical teams.
  • Continuously exploring and identifying external data sources in various regions to enrich rating models, focusing on India, Bangladesh, and Vietnam, among others.
  • Maintaining strong relationships with external stakeholders, including funding partners and insurers, to ensure seamless asset distribution.
  • Providing high-quality risk reporting at the portfolio and country levels, as well as completing ad-hoc projects in specific areas or countries.
  • Coordinating the implementation of risk projects by orchestrating and mobilizing internal resources.
Requirements:

To be considered for this role, candidates must possess:

  • A bachelor's degree in statistics, mathematics, computer science, or economics.
  • At least 10 years of experience in credit underwriting or risk strategy within financial institutions or fintech companies.
  • Previous experience in cross-border receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is highly desirable.
  • Excellent problem-solving skills, with the ability to handle pressure and work independently.
  • Fast learning capabilities, strong teamwork spirit, and adaptability in a multicultural environment.
  • Proficiency in business English and Chinese communication skills.


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