Risk Management Specialist
1 month ago
About the Role
We are seeking a highly skilled and experienced Credit Risk Manager to join our APAC Wealth Management team. As a key member of our team, you will be responsible for managing credit risk on a portfolio of Wealth Management counterparties in APAC, ensuring that our lending book remains healthy and compliant with risk policies and regulations.
Key Responsibilities
- Review and approve transactions booked under the WM business in APAC, ensuring that they meet our risk appetite and compliance requirements.
- Manage the risk on a portfolio of WM counterparties in APAC, including large and complex structured loans, margin lending, and commercial real estate deals.
- Interface directly with front office staff across the WM business division on credit approvals, credit requirements, and relationship matters.
- Work with the Lending team and Relationship Managers to manage risk and find optimal solutions for challenging asks.
- Monitor the portfolio and ensure that pockets of risk are timely identified, and portfolio quality remains satisfactory.
- Work with internal and external auditors to ensure that audits progress smoothly and that any issues raised are resolved promptly.
- Maintain a clean shop with good discipline, ensuring that trades are properly booked, recorded, and covenants and conditions are timely monitored.
Requirements
- Minimum 15 years of relevant work experience in corporate credit and structured finance in major International Financial Institutions.
- Understanding of Wealth Management lending products, including commercial real estate.
- Working knowledge of structured financial products and derivatives, including Forex, Swaps, Options, and Strategies.
- Proven experience working with APAC counterparties and a strong understanding of regional/international financial markets and legal & regulatory issues.
- Strong communication skills, with the ability to write concise reports and communicate complex ideas effectively.
- Independent decision-maker with the ability to support or defend conclusions.
- Team-oriented, flexible, diligent, self-motivated, and willing to lead and train junior teammates.
About Us
Deutsche Bank is a leading global bank with a strong presence in APAC. We offer a dynamic and supportive work environment, with opportunities for career growth and development. Our team is committed to providing excellent service to our clients and working together to achieve our goals.
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