Risk Management Specialist

1 month ago


Hong Kong, Central and Western District, Hong Kong SAR China 0781 Deutsche Bank Aktiengesellschaft, Filiale Singapur Full time

About the Role

We are seeking a highly skilled and experienced Credit Risk Manager to join our APAC Wealth Management team. As a key member of our team, you will be responsible for managing credit risk on a portfolio of Wealth Management counterparties in APAC, ensuring that our lending book remains healthy and compliant with risk policies and regulations.

Key Responsibilities

  • Review and approve transactions booked under the WM business in APAC, ensuring that they meet our risk appetite and compliance requirements.
  • Manage the risk on a portfolio of WM counterparties in APAC, including large and complex structured loans, margin lending, and commercial real estate deals.
  • Interface directly with front office staff across the WM business division on credit approvals, credit requirements, and relationship matters.
  • Work with the Lending team and Relationship Managers to manage risk and find optimal solutions for challenging asks.
  • Monitor the portfolio and ensure that pockets of risk are timely identified, and portfolio quality remains satisfactory.
  • Work with internal and external auditors to ensure that audits progress smoothly and that any issues raised are resolved promptly.
  • Maintain a clean shop with good discipline, ensuring that trades are properly booked, recorded, and covenants and conditions are timely monitored.

Requirements

  • Minimum 15 years of relevant work experience in corporate credit and structured finance in major International Financial Institutions.
  • Understanding of Wealth Management lending products, including commercial real estate.
  • Working knowledge of structured financial products and derivatives, including Forex, Swaps, Options, and Strategies.
  • Proven experience working with APAC counterparties and a strong understanding of regional/international financial markets and legal & regulatory issues.
  • Strong communication skills, with the ability to write concise reports and communicate complex ideas effectively.
  • Independent decision-maker with the ability to support or defend conclusions.
  • Team-oriented, flexible, diligent, self-motivated, and willing to lead and train junior teammates.

About Us

Deutsche Bank is a leading global bank with a strong presence in APAC. We offer a dynamic and supportive work environment, with opportunities for career growth and development. Our team is committed to providing excellent service to our clients and working together to achieve our goals.



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