Senior Associate, Credit Approval

1 week ago


Hong Kong Island, Hong Kong SAR China DBS Bank (Hong Kong) Limited Full time

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure. Responsibilities Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for unsecured products applications Process credit applications according to credit policies and underwriting standards as well as regulatory policy requirement Perform verification to detect fraud application and prevent fraud Provide recommendations for unsecured products applications requiring higher approval authority Work closely with business units for supplementary information and/or supporting documents, and discuss specific issues over the approval process Prepare testing case and conduct UAT test for system / project development Perform other ad hoc projects or assignments Requirements Tertiary education or equivalent 5 years or above credit experience for unsecured loan product risk management / underwriting / product management Self‑initiative and good team player Strong analytical, communication and interpersonal skills Strong credit sense and able to balance business and credit risk Good time management to prioritize important tasks Familiar with processing systems (VisionPlus and AAPS) will be an advantage Experience in performing UAT will be an advantage Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. We regret only shortlisted candidates will be notified. DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is at the forefront of digital technology, named “World’s Best Digital Bank” by Euromoney and “Most Innovative in Digital Banking” by The Banker. The bank's “AA-” and “Aa1” credit ratings are among the highest in the world, and it has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2024. #J-18808-Ljbffr



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