Credit Analyst

10 hours ago


Hong Kong Island, Hong Kong SAR China Madison Pearl Full time

Overview Country Manager - Hong Kong Office at Madison Pearl Experienced (3-6 years) credit analyst required for an international commercial bank. This role sits with the business and offers excellent career development potential. Salary circa HKD 40,000 per month + bonus + benefits Responsibilities Conduct in-depth financial analysis of commercial banking clients, including financial statement reviews, cash flow analysis, and industry benchmarking. Evaluate clients’ financials and construct credit proposals and risk assessments. Work with Relationship Managers to structure credit solutions. Work with the wider credit team to propose credit limits, formulate credit policies and assess clients’ credit profiles. Create management reports on portfolio performance, concentration risks, and sector exposures. Ensure all credit submissions comply with internal credit policies, regulatory guidelines, and risk appetite frameworks. Requirements 3–6 years of credit analyst experience with strong preference given to candidates who come from corporate or commercial banking. Excellent understanding of trade finance products with formal credit analysis training Sound Knowledge of Hong Kong’s legal and regulatory requirements, including HKMA and Basel regulations, and banking practices on credit risk management. Bachelor’s Degree, or higher, in Finance, Accounting, Economics, or a related discipline with CFA, ACCA, CPA or FRM qualifications an advantage Seniority level Associate Employment type Full-time Job function Finance and Other Industries Banking and Financial Services #J-18808-Ljbffr



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