Senior Credit Risk Analyst – Risk Management

3 days ago


Kowloon, Hong Kong SAR China Airstar Bank Limited Full time

Responsibilities Conduct thorough analysis of clients’ financial statements, cash flow projections, and credit reports to evaluate creditworthiness. Assess risk factors, including industry trends, market conditions, debt structures, and collateral valuations, to determine loan feasibility. Prepare detailed credit memoranda and present recommendations to credit committees for approval or denial of credit applications. Monitor and review existing credit portfolios, identifying potential risks and recommending proactive measures. Contribute to the development and enhancement of credit risk models, scoring systems, and internal processes. Liaise with other departments to prepare documentation for the Board and Risk Committee. Job Requirements University degree in Accounting, Finance, Risk Management, or other related disciplines. 3‑5 years in credit analysis. CPA or CFA preferred. Possess strong credit analytical skills and the ability to produce high quality reports. Good command of English and Chinese. Efficient, self‑motivated, independent, and able to work under pressure. Airstar Bank Limited, a jointly established entity between Xiaomi Corporation and AMTD Group, is a virtual bank licensed by the Hong Kong Monetary Authority. #J-18808-Ljbffr


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