Manager – Credit Administration

Manager – Credit Administration (Credit documents for Corporate and Institutional Clients) About QNB Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region. QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents, providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000, serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines. QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The bank has also received many awards from leading international specialized financial publications. Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine. QNB Group has an active community support program and sponsors various social, educational and sporting events. Job Summary The incumbent will be responsible for drafting and reviewing credit documents for Corporate and Institutional customers. The incumbent will work closely with Group Credit Administration and Group Legal to ensure adherence to established policies and procedures, implement the credit administration process, maintain adequate security and facility documentation covering the bank’s credit exposure, and follow the controls and compliance of operational processes and procedures. Responsibilities A) Shareholder & Financial Act within the limits of the powers delegated to the incumbent Implement KPI’s and best practices for the role Promote productivity, minimize cost, avoid waste, and optimize benefits for the bank B) Customer (Internal & External) Build and maintain strong and effective relationships with all related departments and units Adhere to the turnaround times (TAT) specified in the SLAs Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turnaround time C) Internal (Processes, Products, Regulatory) Facilitate credit documentation, facility implementation and drawdown by working closely with business teams, operations, Group Legal and Group Credit Administration Collect and track all Condition Precedent, Condition Subsequent and other facility documents; coordinate with business teams or Agent Banks as required Monitor credit facilities, policies and procedures review schedules Systematically file both physical and electronic copies Assist operational risk and liquidity risk management, including collation of KRI data and Business Continuity Plan Understand business processes and controls in all related credit/operational areas Maintain an understanding of all pertinent regulations and best practices pertaining to overall credit operations Proactively identify areas for professional development of self and undertake development activities Seek out opportunities to remain current with developments in the professional field E) Legal, Regulatory, and Risk Framework Responsibilities Comply with all applicable legal, regulatory and internal compliance requirements, including Group Compliance Policies and Procedures (AML & CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy) Understand and perform the role under the Three Lines of Defense principle to identify, monitor, manage and report risks Ensure systematic good outcomes for clients in accordance with Conduct Risk policy Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with Operational Risk Management requirements Maintain appropriate knowledge to ensure full qualification to undertake the role Complete all mandatory training provided by the Bank, attain, and maintain required levels of competence Attend mandatory internal and external seminars as instructed by the Bank F) Other Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information Mantain utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need-to-know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators Maintain high professional standards to uphold QNB's reputation and strengthen its market leadership position Perform all other ad hoc duties/activities related to QNB that management may request from time to time Education and Experience Requirements University graduate preferably with a major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study) Minimum of 6 years’ experience in a bank’s Credit Administration function Required Special Skills Excellent oral and written communication skills in English and Mandarin (preferred) Excellent Microsoft Excel, Word and PowerPoint skills Strong knowledge of loan syndication loans, club deals, structured finance, bilateral loans and trade finance products Willingness to accept additional responsibilities as and when required Located in Country and involves liaison with business units as required Framework and Boundaries QNB’s overall strategic plan Budgetary/scorecard targets Applicable policies and procedures, regulations and best practices Delegated and re-delegated authorities as per the delegation of authority structure Instructions of line management, Group Credit Administration and Group Legal Communications and Working Relationships Daily contact with both local and Group stakeholders to secure approval and complete the full Credit Administration process with minimal management supervision Swift action in relation to queries from internal audit, external audit, regulators and other relevant stakeholders Collaboration with colleagues from diverse backgrounds Strong sense of ownership Team player *Only candidates based in Hong Kong will be considered for this opening. *This position will work closely with team members within Risk and Corporate Banking Team and be the SME for all Credit Administration Documents drafting and review, as well as provide related advisory on the requirements. Job holders are expected to write up credit documentation, facility implementation, and drawdown by working closely with business teams, operations, Group Legal and Group Credit Administration. Ideal candidates should have international banking experience or have previously worked in Chinese Banks with some international focus. *Candidates should be able to communicate well in English, Mandarin and Cantonese. Seniority Level Mid-Senior Level Employment Type Full-time Job Function Finance, Product Management, and Administrative Industries Credit Intermediation and Legal Services #J-18808-Ljbffr