Credit Analyst Manager

5 days ago


hong kong, Hong Kong SAR China Michael Page International (Hong Kong) Limited Full time

About Our Client Our client is a well-established foreign corporate bank operating in Hong Kong, serving a diverse portfolio of institutional and corporate clients across Asia. Known for its disciplined risk culture and commitment to regulatory compliance, the bank offers a full suite of financial services including corporate lending, trade finance, treasury solutions, and structured products. Job Description Review and assess credit applications submitted by the business unit, including gathering relevant financial data and engaging with relationship managers to clarify key aspects Prepare detailed credit analysis reports for submission to the Department Manager and presentation to the Loan Committee Ensure credit proposals comply with internal credit policies, General Underwriting Standards, and applicable regulatory guidelines Validate the accuracy of financial spreading conducted in Bualuang metrics by the business unit Conduct independent Credit Risk Ratings (CRR) and review Facility Risk Ratings (FRR) assigned by the business unit Participate in joint customer visits with the business unit when required to gain deeper insight into client operations Monitor compliance with financial covenants upon receipt of borrower financial statements and elevate any breaches to the Department Manager Track exception reports and monitor market developments and borrower-related news for emerging risks Perform due diligence checks on local beneficiaries, buyers, and suppliers associated with credit customers Prepare quarterly collateral analysis for inclusion in the HKB Credit Portfolio Quality Report Compile monthly and quarterly management reports, including the NBMCE Qualitative Report Support the Department Manager with ad-hoc assignments and special projects as needed The Successful Applicant Bachelor's degree in Finance, Accounting, or a related discipline; professional certification in Credit Risk Management is an advantage Minimum 8 years of experience in credit analysis or risk management within the financial services industry, preferably in a corporate banking environment Strong analytical and organizational skills with the ability to manage complex credit cases under pressure Familiarity with trade finance products and derivatives is preferred Excellent communication skills and ability to work collaboratively across departments Proficiency in both written and spoken English and Chinese is essential What's on Offer Competitive compensation Regional Exposure Family-like Working Culture #J-18808-Ljbffr



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