Manager - Credit Approver, Unsecured Lending (up to 40k)

1 week ago


Hong Kong, Hong Kong SAR China Hays Full time

Your new role

  • Evaluate and approve unsecured lending credit applications within delegated authority limits.
  • Conduct thorough credit analysis and risk assessment to ensure sound credit decisions.
  • Ensure compliance with internal credit policies and external regulatory requirements.
  • Manage and mentor a team of credit analysts, providing guidance and support.
  • Collaborate with other departments to streamline the credit approval process and improve efficiency.
  • Monitor and report on credit portfolio performance, identifying trends and potential risks.
  • Develop and implement strategies to mitigate credit risk and enhance portfolio quality.
  • Stay updated on industry trends, market conditions, and regulatory changes affecting unsecured lending.

What you'll need to succeed

  • Bachelor's degree in Finance, Business Administration, or a related field. Advanced degree or professional certification (e.g., CFA, CPA) is a plus.
  • Minimum of 5 years of experience in credit approval or credit risk management, preferably in unsecured lending.
  • Strong analytical skills with the ability to interpret complex financial data.
  • Excellent decision-making and problem-solving abilities.
  • Proven leadership and team management skills.
  • In-depth knowledge of credit policies, procedures, and regulatory requirements in the Pan-Asia region.
  • Strong communication and interpersonal skills.
  • Proficiency in credit risk assessment tools and software.



What you need to do now

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or share your latest profile to rowina.lo@hays.com.hk

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.


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