VP – Credit Analyst

4 weeks ago


Hong Kong, Hong Kong SAR China The Edge Partnership Full time

Key responsibilities

Undertake due diligence visits to counterparties, lead credit conversations and collect credit information Conduct in-depth credit research & analysis on financial institution counterparties including analysis of business risk, historical/projected financials and write high quality credit memos Independently take credit decisions on derivative and financing trade approvals with an understanding of the potential credit exposure of the trades to be executed Continuous monitoring of counterparties in the portfolio including news search, regulatory & industry developments and company’s interim financial performance. Investigate credit limit breaches by speaking to Sales, Operations and Credit Risk Analytics team, determine the cause and escalate as per Credit Policies. Prescribe credit terms and financial covenants for legal documents such as ISDA, CSA, GMRA, GMSLA, etc. Participate in presenting sector and industry reviews in global credit committees. Participate in global projects on enhancing the credit risk control framework.

Role requirements

Minimum 8 years’ experience analyzing Financial Institutions within an Investment Bank or Commercial Bank with a focus of Chinese Financial Institutions across Greater China Fluency in spoken and written Mandarin is required as this role will mainly manage credit exposure to Chinese Financial Institutions (FI) counterparties across Greater China Strong knowledge of derivative products Experience with derivative legal documents such as ISDA Master Agreement, Credit Support Annex (CSA), Global Master Repurchase Agreement (GMRA) and Global Master Securities Lending Agreement (GMSLA) Prior experience in analyzing corporate counterparties would be an advantage. Good organization and time management skills. Should be able to work under time pressure Good inter-personal and strong verbal communication skills. Should be at ease in communicating with Sales and external clients Strong problem solving and decision-making skills A Degree from an accredited University
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