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Commercial Credit Senior Manager
4 weeks ago
Our Client is a leading Banking Group, they are looking for high-caliber persons to fill the position.Job DutiesAnalyze all types of credit information for credit analysis, appraisals and assessment of the credit applications for commercial lendingApprove credit applications and recommend commercial credit proposals within the assigned lending AuthorityWork with relationship managers to provide recommendations to address and/or mitigate credit risksReview and ensure the terms and conditions adhere to the Credit Policy, existing bank’s credit control standards, credit policy guidelines, delegated limits and regulatory requirements in Commercial BankingRecommend solutions to business teams in terms of facility structure, balancing of risk and return, as well as to maximize protection to the BankJob RequirementsUniversity graduate7 years’ experience in credit assessment / credit analysis / credit approval with commercial bankingSkills in financial analysis and credit risk analysis on commercial accounts of Hong Kong, PRC and multi-national clients with coverage in trade finance, mortgage and property investment / development financing and FX products etcStrong analytical, problem-solving skills and able to manage confrontational issuesAble to exercise judgment, work under great pressure and liaise effectively with various business units and supporting unitsExcellent command of spoken and written Chinese and English including Cantonese and PutonghuaCandidates with Commercial Banking Relationship Management will be considered
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